† The interest free finance offer is for approved new applicants (or existing humm90 Mastercard holders) who book with a Flight Centre consultant in-store, with a minimum finance amount of $400 for 12 Months Interest Free and using the Long Term Interest Free option on the humm90 Mastercard credit card. The interest free finance offer is not available if the customer is booking and paying through the Flight Centre website or on the Flight Centre app. The customer must pay for their booking with a Mastercard credit card issued by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit License number 247415 (“humm90”). To benefit from the interest free finance offer, the customer must pay for their booking using their humm90 Mastercard, with a minimum spend of $400 for 12 Months Interest Free.

Annual fees of $99 apply, including an upfront annual fee of $99 debited from the facility on account opening but from 1 October 2024 onwards, the annual fee will be replaced with 12 monthly fees of $9.95. The credit limit includes the initial annual fee debit.

To qualify for the Interest Free Period on Long Term Interest Free (LTIF) offers, customers must pay a monthly minimum payment of either 3% of the balance owing or $30.00 (whichever is greater) by the due date shown on their humm90 account statement each month and remain up to date with other applicable fees and charges.

Late payment fees and other charges, terms and conditions apply from the expiry of the Interest Free Period. Interest (charged at humm90’s Expired Promotional Rate, currently 26.49% pa, but subject to change at any time) will be payable on outstanding balances at the expiry of the Interest Free Period. Refer to www.humm90.com/au for current interest rates. Please refer to www.humm90.com/au/important-information/ before deciding to apply.

Credit is provided by Humm Cards Pty Ltd ABN 31 099 651 877, Australian Credit License number 247415. Mastercard and the circles design are trademarks of Mastercard International Incorporated.