Holiday Now: Book Now, Pay Later With 24 Month Interest Free Holidays

Did you know you can enjoy 24-month interest free holiday finance on you next getaway?* Whether you’re locking in a great deal before it disappears or simply like having a solid plan in place without the financial pressure, you can enjoy financial freedom and peace of mind when planning your next holiday.

Stop waiting and start packing. With Flight Centre's 24-month interest-free payment option, your next trip doesn't have to wait until your savings catch up.

Whether you're dreaming of cheap flights, hotels, tours, cruises and holidays or planning an epic adventure through Vietnam, the way you pay for travel doesn't have to be stressful. Our interest-free holiday finance plan makes it easier than ever to book now and spread the cost paying manageable minimum monthly payments. 

• Why Choose An Interest-Free Pay-Later Line Of Credit? 
• What Can You Book?
• How Do The Payments Work?
• The Advantage Of Booking Early
• How To Apply
• What Could Your Next Trip Look Like?
• Ready to Pay Later And Travel Sooner?

We all have our own reasons for exploring payment plans. But for most customers it comes down to one thing: removing the financial stress when you book. With a flexible pay-later plan in place, you don't have to sit on the sidelines while the best travel deals get snapped up. 

When you have an interest-free payment plan ready to go, you can book early to lock in the best price. You won't need to wait until you've saved the full cost of your trip. Instead, you can secure your itinerary today and pay it off month by month, giving your budget room to breathe. 

Flight Centre payment options are also ideal for families. Booking a family holiday can involve a lot of moving parts. An affordable plan with an interest-free period means the everyone can enjoy a well-organised trip without the financial pressure of having to pay everything upfront. 

Flight Centre's interest-free payment facility covers a range of travel purchases. Eligible bookings include: 

• Flights: from domestic fares to international airline tickets across Australia and beyond. 
• Holidays: Packaged flights and accommodation for seamless travel. 
• Tours + Cruises: whether you're after an adventure tour through South America, a river cruise through Europe, or a relaxing South Pacific escape. 
• Stays: standalone accommodation bookings when and where you need them. 
• Travel insurance: protect your purchase and your trip. 

Whether you're buying flights for a quick weekend getaway, booking a multi-city adventure through Europe, or putting together a complex itinerary involving tours, cruises and holidays all in one, the interest-free facility gives you the flexibility to purchase it all on a budget that works for you. 

The Flight Centre interest-free payment facility operates through a humm90 Mastercard credit card (issued by Humm Cards Pty Ltd) and is available to approved new applicants and existing humm90 Mastercard credit card holders. 

Here's a breakdown of the key details customers need to know: 

Minimum spend: Bookings must be over $800 to be eligible for the interest-free payment facility. 

Interest-free period: You have 24 months to pay off your outstanding balance with zero interest. Just make sure you pay your minimum monthly payments by the due date each month. 

Monthly account fee: A small monthly account fee of $9.95 applies. There is no large annual fee, making this one of the most affordable pay-later options available to Australian travellers. 

Minimum monthly payments: You'll need to make minimum monthly payments each month. The exact amount will vary depending on your outstanding balance and the terms of your account. 

Other charges: Additional fees and charges may apply depending on your transactions. Full terms and conditions are available here.  

Credit checks: Like any credit product, approval is subject to eligibility criteria and credit assessment. Customers will need to be approved before they can use the facility, so it's worth applying well before you book. 

The plan is particularly useful when a limited-time travel deal pops up online. Instead of deciding whether you can afford it right now, you can take advantage of the deal on the spot and pay later, knowing your monthly payments are manageable and your outstanding balance will be cleared within the interest-free period. This is also a good way to avoid price increases that may occur if you choose to book at a later date. 

Applying for Flight Centre's interest-free plan is simple and takes just a few minutes. Here's how the booking process works: 

1. Find your trip — Browse flights, holiday packages, stays, tours and cruises either in-store at Flight Centre, on our website or via or app 
2. Book with a Travel Expert — The interest-free payment option is only available when you pay and book in-store with a Flight Centre Travel Expert. They'll walk you through the plan and help you understand the fees, and any other charges. 
3. Apply online — Your Travel Expert will help you apply online on the spot. The application involves a quick credit assessment, and you'll typically receive the outcome via SMS within minutes. 
4. Get approved and travel — Once approved, your humm90 card is ready to use for your eligible travel purchases. Pay your minimum monthly payments by the due date each month, keep your outstanding balance on track, and enjoy your holiday stress-free thanks to the 24-month interest-free period. 

For more details on eligibility criteria, credit checks, fees, and payable amounts, chat to one of our Travel Experts or visit the dedicated page on our website. 

With interest-free pay-later flexibility, the world really does open up. 

You could swap the daily 9-to-5 grind for a South Pacific cruise, kicking back on deck visiting tropical paradises like Vanuatu and New Caledonia. You could book early for a multi-city adventure in Japan or road-trip through New Zealand without stressing about the upfront cost. Or perhaps you've always dreamed of touring Egypt's ancient wonders, exploring Europe's river towns, or taking the family to Disneyland. 

With cheap flights, hotels, tours, and travel insurance all potentially covered under the one interest-free plan, your next holiday could be a lot closer than you think — and a lot more affordable than you expected. 

Don't let your budget hold you back. Flight Centre's 24-month interest-free payment offering is one of the smartest ways to book travel in Australia. 

*Terms and conditions apply. Approval subject to eligibility criteria and credit assessment. Monthly account fee and other charges apply. Customers must pay outstanding balances in full by the due date to avoid interest charges. Minimum spend $800. Full details available in store or online. Humm Cards Pty Ltd (Mastercard International Incorporated, circles design) 

We believe travel should never be pointless. That's why we've launched our loyalty program, World360 Rewards, where every trip and every booking can earn you points towards your next adventure with Flight Centre.